Off Road Vehicle Insurance
Embark on your next adventure with confidence, knowing that Harris & Leib Insurance has your back. As a leading insurance broker in Maple Ridge, BC, we provide comprehensive off road vehicle insurance policies tailored for your ATV, Dirt Bike, or Snowmobile. Whether you’re exploring local Maple Ridge trails or venturing into the BC Backcountry, we ensure you're fully covered every step of the way.
Important Information As of November 2015, all Off Road Vehicle Owners must register their vehicles with ICBC if they operate on a highway or crown land. Liability coverage is mandatory on all BC Forest Service Roads. If you use your vehicle on or to cross a highway you must also purchase ICBC Basic Liability.Our Team can assist with the entire registration and insurance process.
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Off Road Vehicle Insurance Features
Insuring Off Road Vehicles requires specialized handling as insurance requirements vary depending on where you ride. Our experienced team will guide you through all your off road vehicle registration and insurance needs. We offer a variety of ICBC renewals and private insurer options, featuring:
Available through ICBC, this option provides basic and extended liability for property damage or injury caused while operating your off road vehicle on a road (e.g., road crossing or parking lot). Get customized ATV insurance that includes physical damage, accident benefits, and third-party liability. Enjoy the trails knowing your vehicle is well protected.
Ensures liability coverage for property damage or injury caused while operating your off road vehicle in off road areas such as forest service roads and crown land.
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Safeguards your Off Road Vehicle against a range of perils including Collision, Fire, Theft, Falling Trees, and Vandalism.
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Offers extended injury and medical benefits if you are insured while operating your off road vehicle.
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Your safety gear is essential. Our policies can cover helmets, boots, and other critical riding gear against damage or theft.
Why Choose Harris & Leib Insurance for your Home Insurance Needs?
At Harris & Leib Insurance Brokers in Maple Ridge, we recognize the distinct requirements of homeowners in British Columbia. Dedicated to delivering personalized service and extensive coverage options, we ensure that your home insurance offers protection and peace of mind in every situation.
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Frequently Asked Questions about Off Road Vehicle Insurance
Have questions about offroad vehicle insurance? We've compiled some common inquiries to help you understand your coverage options. For more detailed information, please consult with our brokers.
Do I need to register my off road vehicle?
You must register your off road vehicle if you operate on any public land or road. Registration helps maintain a proper record of ownership and simplifies the process of selling or purchasing off road vehicles.
What types of offroad vehicles do you insure?
We insure a wide range of offroad vehicles, including ATVs, Dirt Bikes, Snowmobiles, and Side by Sides, among others!
How Much is Off Road Vehicle Insurance?
On or Off Road Liability policies start as low as $60 per year. Standard premiums for “Own Damage” coverage typically range from $300 to $500 per year. Factors like the year, make, model of the vehicle, the experience of the rider, and the amount of coverage all affect the insurance cost.
Is Off Road Insurance for ATVs, Dirt Bikes, and Snowmobiles Mandatory?
Liability Insurance is mandatory if you operate your off road vehicle in parking lots, roadways, or forest service roads. If you are caught without insurance, you may face penalties such as tickets or impoundment of your vehicle by law enforcement.
Can I get insurance for my riding gear?
Yes, our policies can cover your essential riding gear, including helmets and protective clothing. Discuss your needs with our brokers to ensure your gear is protected.
Looking to File a Claim?
We understand that dealing with an insurance claim can be a stressful experience. At Harris & Leib Insurance, we are here to guide you through the process and make it as smooth as possible. Our dedicated claims team is available to assist you every step of the way.
Auto Insurance Request
Please complete the form below to start your Auto insurance quote or renewal process. Our team will contact you within 1 business day (excluding weekends and holidays) to discuss your quote and gather any additional information needed.