Tenant Insurance
Renting can often be the first step into the world of property insurance, which can be as exhilarating as it is daunting. At Harris & Leib Insurance, we're committed to simplifying this journey for you. Our dedicated team in Maple Ridge, BC, will collaborate with you to tailor a Tenant (renters) Insurance policy that suits your unique needs.
Home INsurance Features
Tenant Insurance Features
Our Tenant Insurance packages offer a broad spectrum of protections, some of which might surprise you. Each policy includes:
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Safeguard your belongings like electronics, clothing, and furniture. In the event of loss or damage, most policies provide “Replacement Cost”, ensuring your items are replaced with new ones.
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Covers extra costs, such as hotel stays and meals, if you need to temporarily move out of your home after a claim.
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Offers legal defense and coverage if you accidentally cause property damage or bodily injury to others (e.g., accidentally starting a fire that damages your landlord’s property).
For added security, customize your policy further with protections against Sewer Backup, Flood, Earthquake, and more for comprehensive coverage and peace of mind.
Why Choose Harris & Leib Insurance for your Home Insurance Needs?
At Harris & Leib Insurance Brokers in Maple Ridge, we recognize the distinct requirements of homeowners in British Columbia. Dedicated to delivering personalized service and extensive coverage options, we ensure that your home insurance offers protection and peace of mind in every situation.
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Frequently Asked Questions about Tenant Insurance
Have queries about tenant insurance in Maple Ridge? Here are some typical questions we encounter. For more in-depth information, we recommend consulting with one of our seasoned brokers.
Why do I need Tenant Insurance if I own very little?
Even if you think your possessions are minimal, their replacement costs can quickly accumulate. Consider the expense of replacing just your clothing, a smartphone, and a TV—easily surpassing $2,000. Plus, tenant insurance covers you for liabilities like accidental damages to your rental.
Can I cancel or transfer my Tenant Insurance when I move?
Absolutely, you can cancel your insurance at any time. While there may be fees for mid-term cancellation, transferring your policy to a new location can save you time and money, and help continue building your personal insurance history.
Can I add my roommate to the insurance?
Yes, policies can often cover all occupants in a shared suite, provided there are no more than 2 to 3 unrelated people living together.
How much does tenant insurance cost?
Costs can vary depending on factors like age, insurance history, and the amount of coverage. Most policies start around $25 a month and adjust with additional coverage.
Does my Landlord’s Insurance cover me?
No, your landlord's insurance protects their property, not yours. It's your responsibility to secure your own tenant insurance to safeguard yourself and your possessions.
Looking to File a Claim?
We understand that dealing with an insurance claim can be a stressful experience. At Harris & Leib Insurance, we are here to guide you through the process and make it as smooth as possible. Our dedicated claims team is available to assist you every step of the way.
Residential Quote Request
Please complete the form below to start your home insurance quote or renewal process. Our team will contact you within 1 business day (excluding weekends and holidays) to discuss your quote and gather any additional information needed.